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Notes from a Singapore property investor A blog about property Singapore hdb, condo and house. Recently I had an interview with Wayne Quek, Director of mortgage consultancy firm Home Loan Whiz. To understand more about how property financing and SIBOR rates work. Below is a summary of our conversation. Wayne Quek, Director, Home Loan Whiz. Could you share with us the main factors affecting housing loan interest rates? Higher SIB.

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